Please review all policies that govern your use of the How2Credit platform.
By accessing or using the How2Credit platform ("Platform"), you agree to these Terms of Use. The Platform is provided as an educational and document-preparation service only. It does not provide legal, financial, or credit counseling advice.
You agree to use the Platform only for lawful purposes. You will not submit false, fraudulent, or misleading information. You are solely responsible for the accuracy of all information you provide. The Platform does not guarantee any specific credit outcome, score improvement, account deletion, or funding approval.
We reserve the right to suspend or terminate accounts that violate these terms. These terms are governed by applicable federal and state law.